Who We Are
Our History
In 2005, Bobby Kitchen and Steve Molina partnered to create and build Risk & Insurance Consultants (R&IC). With a passion for insurance and for serving the customers who need it, by 2006 R&IC was officially formed. R&IC was founded on the principle that educating customers makes them more knowledgeable insurance consumers. With this new understanding, R&IC can work hand-in-hand with the customer to develop a long-term strategy around their insurance program. They started working out of a 174 square foot office until the addition of the first team member had the group occupying two small offices. One team member eventually became many as the agency expanded its products, services, and geographic reach. Now, R&IC serves clients across the country! It is with humble gratitude that we as a company have the opportunity to continue to help more clients thanks to the referrals received and see the R&IC family continue to grow.
Our Mission
Our mission is to serve every client with desire, a positive attitude and commitment.
We want each of our clients to think of Risk & Insurance Consultants as their professional advisor and advocate. Our goal is to provide outstanding asset protection within the client’s budget, along with unsurpassed customer service. We have a broad understanding of the many insurance products available, and how to best match the complexities of each to our customers’ needs. We are not salespeople—we are professional insurance advisors.
Our Values
The foundation of our agency is to glorify God in all we do. We are dedicated to integrity, honesty, diligence, and stewardship, always striving to do what is right for our customers in every circumstance. These guiding principles shape our core values, R.I.S.K.:
R – Relationships
Our pursuit of lasting partnerships drives our mission. Even as technology evolves, we remain accessible, responsive, and personally engaged. Our dedication extends to all our stakeholders and the communities we serve.
I – Integrity
We are unapologetic in our commitment to do what is right, regardless of the circumstance. By upholding honesty, discretion, accountability, and consistently honoring our promises, we provide assurance to those we serve and build sustainable relationships based on trust.
S – Stewardship
With stewardship at our core, we are driven by a sincere desire to serve with excellence and put clients’ long-term interests first. Our people-focused team goes the extra mile, responding quickly and personally, and always guiding with care, consistency, and integrity.
K – Knowledge
Impactful, relevant knowledge drives us forward. By tracking the latest developments across the insurance industry, legislation, and technology, we equip every client with timely, practical advice tailored to their unique situation.