Strategic Business and Personal Insurance Advisors
in North Carolina’s Research Triangle
Risk & Insurance Consultants of North Carolina provides insurance and risk advisory services to businesses and individuals across the country. We specialize in the North Carolina Research Triangle Park area, including Durham, Raleigh, Chapel Hill, and surrounding communities. Our advisors help clients evaluate risk, understand coverage options, and design comprehensive risk management strategies aligned with their needs and goals.
Contact us for guidance on insurance, risk management, and coverage strategy.
Meet Risk & Insurance Consultants
of North Carolina
Are you looking for an insurance advisor who will take the time to understand your unique needs, explore the right coverage options, and help you navigate complex risk management decisions?
For the past 20 years, our firm has built lasting partnerships with individuals and businesses based on a simple conviction: strong relationships are built on trust, the sharing of knowledge, and a commitment to delivering the right insurance and risk solutions.
We are proud to open our newest location in Durham, North Carolina, bringing independent insurance and risk advisory services to the Research Triangle Park. Our team helps clients evaluate coverage options across home, auto, life, health, and business insurance while guiding organizations through broader risk management decisions.
When we say comprehensive
risk management, we mean it.
Discover the power of &.
Business Insurance & Personal Insurance Solutions
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Every organization faces a range of operational, financial, and liability risks. Our advisors help businesses evaluate these exposures and design insurance programs that support their operations, employees, and long-term objectives.
General Liability
General liability insurance helps protect businesses from claims involving bodily injury, property damage, and advertising or personal injury. This coverage often serves as the foundation of a commercial insurance program and addresses many of the everyday liability exposures businesses face.Commercial Property & Business Interruption
Property insurance protects buildings, equipment, inventory, and other business assets from risks such as fire, storms, theft, and other covered losses. Business interruption coverage can also help replace lost income and support operating expenses if a covered event temporarily disrupts operations.Workers' Compensation
Workers’ compensation coverage helps protect employees and employers when workplace injuries occur. Policies typically cover medical expenses, rehabilitation costs, and lost wages related to work-related injuries or illnesses. Our advisors also help clients connect workers’ compensation with claims management and workplace safety strategies.Commercial Auto & Fleet Coverage
Businesses that rely on vehicles for operations require specialized coverage. Commercial auto policies help protect company vehicles and address liability exposures that arise from transportation, service operations, and fleet management.Professional, Management & Cyber Liability
Organizations providing professional services or operating in complex regulatory environments often require additional protection. Coverage options may include professional liability (E&O), directors and officers liability, employment practices liability, and cyber liability.Industry-Specific Programs
Some industries require specialized insurance programs tailored to their operations. Our team works with businesses across a range of sectors to develop coverage strategies that reflect the unique risks of their workforce, operations, and regulatory environment. -
Personal insurance helps individuals and families protect the assets they’ve worked hard to build. Our advisors take the time to understand each client’s situation and help evaluate coverage options designed to support their financial security and long-term goals.
Homeowners Insurance
Home insurance helps protect your home and personal property from risks such as fire, storms, theft, and other covered events. Coverage may also include liability protection if someone is injured on your property.Auto Insurance
Auto insurance provides protection for vehicles and drivers in the event of accidents, property damage, or liability claims. Our advisors help clients review coverage options and select policies appropriate for their driving needs.Life Insurance
Life insurance helps provide financial protection for loved ones in the event of an unexpected loss. Coverage options may include term life, permanent life insurance, and policies designed to support estate or business planning needs.Umbrella Liability Coverage
Umbrella insurance provides an additional layer of liability protection above home and auto policies. This coverage can help protect personal assets if a major claim exceeds the limits of underlying policies.Specialty and Collector Vehicles
For owners of luxury, exotic, or classic vehicles, specialized coverage may be needed to properly insure these unique assets. Through our RevMatch Motorsports division, we help enthusiasts and collectors find insurance solutions tailored to their vehicles and automotive interests. -
Individuals and families with significant assets often require insurance strategies that go beyond standard personal policies. Our advisors help high net worth clients evaluate risks related to multiple properties, luxury residences, valuable collections, specialty vehicles, and broader liability exposure.
Coverage solutions may include high-value homeowners policies, personal umbrella liability coverage, collector vehicle insurance, and protection for valuable assets such as art, jewelry, and other collections. We also work alongside financial advisors, attorneys, and other professionals to help ensure insurance strategies align with broader estate and wealth planning objectives.
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RevMatch Motorsports, a division of Risk & Insurance Consultants, focuses on insurance solutions for the specialized world of performance and collector vehicles. Our team works with owners of exotic, luxury, and classic automobiles, helping ensure these unique vehicles are properly protected.
RevMatch also supports the broader motorsports community, including racing teams, performance shops, and businesses that build, service, and transport specialized vehicles. By combining industry knowledge with access to multiple insurance carriers, RevMatch helps clients find coverage designed for the way they drive, build, and compete.
Additional Risk Management Services
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Employee benefits play an important role in attracting and retaining talent while managing workforce-related risk. Our advisors help organizations design and manage benefit programs that support both employees and the long-term goals of the business.
Services include group health insurance, dental and vision coverage, life and disability programs, voluntary benefits, and compliance guidance related to benefit administration. We also assist employers with COBRA administration, benefits enrollment support, and ongoing program management to help ensure employees understand and use the benefits available to them.
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Through our sister company, Applied Risk Solutions (ARS), clients gain access to specialized risk management services designed to reduce losses and improve operational safety. ARS works closely with organizations to identify risk exposures, implement practical safety programs, and manage claims effectively.
Key services include claims and risk management, workplace safety and OSHA compliance programs, human resources advisory support, and FMCSA/DOT compliance for fleet operations. By combining insurance guidance with these risk management services, businesses gain additional tools to prevent losses, control costs, and strengthen their overall risk strategy.
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Through Intrinsic HR Business Partners, organizations gain access to experienced HR professionals who help address the people-related risks every business faces. Acting as an outsourced HR partner, Intrinsic HR provides guidance that helps companies navigate workforce challenges while maintaining strong compliance practices.
Services include HR strategy, employee handbook development, workplace policies, employee relations support, and compliance guidance in areas such as wage and hour regulations, employment practices, and workplace documentation. The team also delivers a popular supervisor training series that helps managers strengthen leadership skills, improve communication, and better manage workplace responsibilities.
By connecting insurance and risk advisory with outsourced HR expertise, organizations can proactively address people risk and build stronger, more resilient teams.
Our Team
Our North Carolina office is led by advisors with experience serving businesses of all sizes. Our advisors regularly work with businesses throughout Durham, Raleigh, Chapel Hill, and the broader Research Triangle region to design insurance programs aligned with operational risk.
Ron Harris brings executive leadership and financial management experience from major corporations, while Yvette L. Jones has extensive experience working with individuals and small business owners. Together they help clients across the Research Triangle evaluate risk and make informed insurance decisions.
Community Involvement
Our team is actively engaged with local chambers of commerce and charitable organizations throughout the Research Triangle region. Service and stewardship are important parts of our culture, and we believe strong communities are built when individuals and businesses share knowledge and support one another. We look for opportunities to contribute our time, resources, and expertise to nonprofits and community initiatives that make a lasting impact.
